Card and MIA QR payments

Customers pay their way. The receipt follows.

Card on the till’s phone, at the bank terminal, or MIA QR from any banking app: the till waits for payment confirmation and issues the fiscal receipt.

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Contactless payment at a POSfix terminal in a restaurant

Every way to pay, on the same receipt.

  • Your phone becomes a card terminal

    With TapXphone, the customer taps their card on the till’s phone or tablet, no separate terminal needed. Our team sets up the link after your agreement with the bank.

  • The bank terminal, linked to the till

    On the Windows till, the amount goes to the card terminal by itself; on PAX and Sunmi Android terminals, the till and the card reader are the same device. The receipt is issued once the payment goes through.

  • MIA QR at the till

    The till shows the QR code, the customer pays from any banking app, and the receipt is issued after confirmation.

  • Payment link from the panel

    From an invoice or a payment request you send the customer a link or a MIA QR code, and the payment lands in your bank records by itself.

  • Split payment

    Part in cash, the rest by card, on the same receipt.

  • A separate, unlinked terminal

    If the bank terminal isn’t linked to the till, you mark the card payment on the till and the receipt comes out right.

Partner banks

  • MAMAIB
  • MIMICB
  • Victoriabank
  • OTPOTP Bank
  • QWQIWI
  • All banks →

How to start

Three steps to the first payment.

  1. The bank agreement

    For cards, the terminal from your bank; for MIA QR, the account the payments go into.

  2. We link payments to the till

    You set MIA QR up in the panel, for each till; our team connects the card terminal and phone payments.

  3. Take payments

    The receipt is issued once the payment is confirmed and reaches the SFS at the moment of sale.

FAQ

About payments

  • Can I take card payments right on my phone?

    Yes. With TapXphone, the till’s Android phone or tablet takes card payments without a separate terminal. Our team sets up the link after your agreement with the bank.

  • What is a MIA QR payment?

    MIA is Moldova’s instant payment system. The till shows a QR code, the customer scans it with their banking app and pays on the spot, and the fiscal receipt is issued once the bank confirms the payment.

  • I already have a card terminal from my bank. Can I use it?

    Yes. Linked to the Windows till, the amount goes to the terminal by itself. If it stays separate, you mark on the till that the payment was by card, and the receipt comes out right.

  • How do I refund a QR payment?

    From the till, by whoever has the refund right (the manager by default): in full on Windows, also in part on Android. With banks that don’t allow automatic refunds, the money goes back from the bank’s portal.

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